1. Accepts Credit & Cheque cards: Accepts Visa and Mastercard credit card payments
+ Benefits: Ease of use Receives local & international payments
+ Built in fraud protection.
2. Accomodates Instant EFT :No credit card? No problem. Instant EFT allows online shoppers to make an electronic banking transfer (EFT) that gets instantly verified. There is no two day wait, automated proof of payments and it can be used with six of South Africa’s biggest banks.
+ Standard Bank
+ Capitec Bank
3. Accepts Debit cards: *Sign up for payD mobile app.
Supported card-issuing banks:
+ Standard Bank
*N.B. Supported mobile operators:
PayD’s pioneering technology uses your mobile phone’s SIM card to securely encrypt your PIN number and send it to your bank for verification. It uses your phone to replace conventional pay point devices, so you can now make payments securely and effortlessly on the web and on the go.
MORE ABOUT payD METHODS.
What is SHOPIFY?
Shopify hosts our online shop. Shopify is an accredited safe and secure online shopping mall and payment portal which speedily processes all possible payment methods across South Africa (creditcard, debitcards, EFT bank transfers etc ...)
+ The Payment Card Industry Data Security Standard (PCI DSS) is an information security standard for organizations that handle credit card and debit card information.
+ Maintain a Secure Network
+ Protect Cardholder Data
+ Maintain a Vulnerability Management Program
+ Implement Strong Access Control Measures
+ Regularly Monitor and Test Networks
+ Maintain an Information Security Policy
What is PAYFAST?
PayFast is a payments processing service for South Africans and South African websites. They enable easy secure and instant payment transfer between online buyers ( you ) and sellers (me; plantup-za.co.za.) They allow sellers to accept payments from buyers in a variety of ways. All security encrypted and protected.
+ Buyers may shop online without disclosing their financial information.
+ Pay using Internet banking with the ease and speed of a credit card.
+ Buyers can make secure and instant online payments to sellers for goods and services.
+ Buyers do not pay anything to use PayFast, Sellers are charged for each successful transaction.
+ Payfast process credit cards; Visa and MasterCard.
+ They facilitate instant EFT (Electronic Fund Transfer) payments to any of SA's four biggest banks – ABSA, FNB, Nedbank and Standard Bank
+ No two day waiting period, no proof of payment required and no disclosing of financial information.
+ Digital payment method Bitcoin available.
+ These payment methods are instantly verified for both buyer and seller.
PayFast is committed to keeping you and your information secure. They have a multitude of checks in place to protect both buyers and sellers from fraudulent transactions.
+ They use Extended Validation SSL with 256-bit encryption.
Two of the four major South African banks use this, the highest, level of encryption currently available.
+ 3D Secure is in place for all credit card transactions.
+ All sensitive info is encrypted within their own database.
+ They run penetration testing on their systems on a weekly basis to look for vulnerabilities. Only required to do it once every three months.
+ Their entire site, blog and help site are served from secure servers.
+ They also have an excellent monitoring system that does, among other things: GEO IP tracking, velocity testing, BIN/IIN validation and checks against online databases.